Val Kumagai

Val is an advice-only financial planner with a collaborative, education-focused approach to financial planning. She works with individuals, couples, and business owners to create clear, customized financial and retirement plans grounded in their values, priorities, and long-term goals.

Val has particular experience and interest in supporting academics and professionals, as well as women entrepreneurs and small business owners who are balancing personal finances with business growth, cash flow, and long-term planning.

She is known for her ability to explain financial concepts in plain language and for taking the time to understand each client’s unique circumstances. Val especially enjoys helping clients plan the shift from asset accumulation to tax-efficient income strategies, whether in retirement or during major career or business transitions.

Val’s practice is rooted in collaboration, independence, and client education, ensuring advice is always aligned with what matters most to the people she serves.